![]() ![]() Kennedy's staff kept us informed by weekly phone contact of the status of the loan approval process, and any questions we had were usually answered instantly. Also extremely helpful: Throughout the process, Mr. This was by far the most helpful paperwork transfer feature available to me throughout the loan application and approval process, since it bypasses the timing and reliability issues associated with physical documentation transfer. Kennedy instant and direct access to the information once it is uploaded. Here are suggested percentage guidelines based on net income compiled by Dave Ramsey, author of Financial Peace(Viking, 1997, 21.95). The first thing you should do is find out how much house you can afford. Mortgage Source provides a web site you can use for secure document uploads from your computer, and gives Mr. When buying a home, you’ll probably have a lot of questions. Dave recommends: Have a down payment of at least 10 Spend 25 or less of your monthly net pay Get a 15-year fixed-rate mortgage Once you know your estimated home affordability, you can start building your personalized home buying team. During a recent episode of The Dave Ramsey Show, he had a few choice words for Americans fearing a repeat of 15 years ago. We provide an easy-to-use calculator utilizing your monthly income with your projected loan term. Simply enter the price of the home, your down payment. Say what you want about the guy, but when he ventures a prediction connected to consumer finance, he’s often on target sometimes with frightening precision. One word of caution: Having the paperwork in order that you will need for a VA loan application (examples: DD-214, proof of citizenship, etc.) will greatly speed up the process. Use this calculator to estimate your monthly mortgage payment, including taxes and insurance. Kennedy and his staff, based on the experience I had and the results I enjoyed while working through the loan approval and closing process. ![]() If you are a military veteran seeking to use your hard-earned home-buyer VA financing benefit, I can only provide the highest praise and personal recommendation for Mr. Whether you’re shopping for a home or just curious about managing your house payment, this calculator will help you visualize the numbers and see your savings Adjust values by moving the sliders Home Value : 30,000 Down Payment : 6,000 - 20 Interest Rate () : 4.5 Amortization Period : 20 Years Start After : 1 Month Annual Property Tax : 0. ![]()
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